How to Prepare Financially for a Summer Vacation Ah, summer. Sunshine, surfing, hiking, hammocking. It’s a great time to relax and recharge. But how can you take a vacation without breaking the bank? Vacations are expensive, and if you’ve been working hard to take control of your finances, it can be easy to slip back […]
6 Tips for Millennial Homebuyers Home ownership is part of the American dream. But trends indicate millennials are slower to purchase homes than individuals in past generations. Millennials, individuals born in the 1980s and 1990s, face social and financial challenges in buying their first homes. Below are some key reasons millennials are delaying homeownership, as […]
How Credit Card Interest is Calculated There are hundreds of millions of active credit cards in the United States. Bankrate indicates there were 365 million open credit card accounts in 2020. The national average for unpaid credit card balances was over $6,500 in 2021 according to LendingTree. And finally, according to the CFPB, Americans pay […]
7 Ways to Be Frugal Frugality is often associated with sacrifice, but it doesn’t have to mean giving something up. Being frugal simply means being wise and intentional with your spending. If you’re trying to be economical in your spending, there are many little things you can do that will make a big difference in […]
10 Ways to Make Managing Your Money Easier Managing your money might seem like a daunting task, but there are ways to make it easier. One of the most discouraging parts of money management is that it’s not a set-it-and-forget-it project, it’s an ongoing process. Your money management techniques might change and develop as your […]
5 Tips for Retiring Early Early retirement is an enticing and elusive wish for many working individuals. Regardless of status or wealth, workers often dream of having time for traveling, sleeping in, and spending time with their families. If you have dreams of retiring early, there are things you can do now to make that […]
The Great Resignation: How to Retain Your Best Employees It’s no secret that employees are resigning in droves. In fact, a recent study by Mental Health America found that nearly 70% of workers are actively seeking new jobs. It’s not just low-level employees who are quitting – even high-level executives are jumping ship. PWC also […]
How to Save For a House While Renting Owning a home is the American dream. A home is also one of the biggest purchases most Americans will ever make. The biggest hurdle is usually saving up for the down payment while paying rent. It’s difficult, but not impossible. Here are some tips to save for […]
What CHROs Should Consider for 2022 The role of the CHRO is constantly evolving. In order to stay ahead of the curve, CHROs should be focusing on financial wellness in 2022. Employee financial wellness has become a top priority for businesses over the past few years, and it is only going to become more important […]
Do you want to keep your best employees happy and productive? If so, you should be thinking about implementing employee perks in your company. They’re benefits that are offered to employees beyond their normal salary. With the expansion of businesses across the globe and the implementation of better human resources practices, employee perks have become […]